HOW IT WORKS

1. Start your application

Share some initial details to begin your application. The process is secure, straightforward, and quick..

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2. Speak with us

If everything looks in order, we’ll get in touch to carry out a clear and supportive affordability assessment to help us understand your situation and ensure the loan is right for you. We assess affordability using Open Banking and other information. We do not currently use a traditional credit‑reference search as part of our assessment.

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3. Review your loan details

If we’re able to approve your application, we’ll explain the loan details clearly and outline the next steps so you can make an informed decision about whether to proceed.

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​4. Receive your funds

Once everything is confirmed, your loan will be sent to your bank account without delay so you can move forward with confidence.

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5. Easy repayments

Repayments can be made by bank transfer, which keeps things simple, secure, and convenient. If you need extra support, we’ll talk through the options during your application.